“Fraternity members especially those on the verge of retirement or with extra cash, often face a dilemma on prepayment of home loans. Should they use the available money/ retirement corpus to pay off—or at least, substantially pay down that pile of Home Loan that they have? Or is it more advantageous to put the money to work in investments that will grow in the future?

Either choice can make sense, depending on the circumstances. However, it is important to make a well-informed financial decision regarding the same.

In this video https://bit.ly/HomeLoan_guide, we have talked about factors such as risk preferences, time horizon, etc to consider before making your prepayment.

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